Across the charming Kentucky landscapes, whether it's the rolling hills or the lively city scenes, responsible drivers can tap into substantial savings on their car insurance with SteadyDrive. Prioritize safe driving, and you could qualify for opportunities to reduce your auto insurance costs. Beginning your journey with us is easy: Download the app, start your test drive, and see if you qualify for discounted car insurance quotes.
NOTE: These sample rates are based on drivers who own a 2022 Toyota Camry, commute five days a week and drive 12,000 miles annually.
These are sample rates and should only be used for comparative purposes.
How SteadyDrive Works
Start your test drive
Drive safe & you could qualify for
savings on car insurance.
Qualify for discounts
After a few weeks, you could get discounted insurance quotes from a leading insurer.
Bodily injury liability coverage
$25,000 per person / $50,000 per accident
Property damage liability coverage
$25,000 per accident
Personal injury protection
$10,000 per person, per accident
Uninsured Motorist Coverage
Equal to the minimum Bodily Injury limits, unless you reject this in a separate writing
or Total combined liability coverage
$60,000
Optional Car Insurance Coverage (varies by carrier)
- Collision coverage
- Comprehensive coverage
- Underinsured motorist coverage
- Rental car reimbursement
- Roadside assistance
- & more. Be sure to ask your insurance agent.
Source: The Zebra
Frequently Asked Questions
Kentucky is a "choice no-fault" state, meaning that drivers can choose whether or not to participate in the no-fault car insurance system. If you choose to opt out of no-fault, preserving the right to sue an at-fault driver after a car accident.
Source: NOLO
Kentucky requires all motor vehicles, except motorcycles, to have basic PIP coverage. Basic PIP pays for medical expenses, lost wages, and other out-of-pocket costs related to an injury sustained in a car accident, regardless of who is at fault. Basic PIP coverage provides up to $10,000 per person, per accident. Drivers can purchase higher levels of PIP coverage and choose higher deductibles, if desired.
Drivers may reject PIP coverage, but must do so in writing. By rejecting PIP, you are also rejecting the limitations set by the state regarding the right to sue or be sued. If all members of your household reject these limitations as well, you must add PIP coverage for your guests to ensure basic PIP benefits are provided to your passengers and pedestrians
Drivers can reject uninsured motorist coverage in writing, but it is a good idea to have this coverage. Uninsured motorist coverage can protect you if you are hit by a driver who does not have insurance or does not have enough insurance to cover your damages.
Source: WalletHub
You Could Save Hundreds
SteadyDrive is your ticket to big savings on car insurance. We focus on your driving habits using telematics to track your behavior like speed, braking, and phone use. You can test-drive our app anonymously, with no impact on your current rate.
Download the free app, enroll in seconds, and watch the savings pile up as you drive safely.
SteadyDrive is not an insurer or an insurance agent or broker. SteadyDrive does not provide you with an insurance policy, so make sure that you have insurance coverage while you drive. Please contact your insurer or an insurance agent or broker (if applicable) directly regarding questions you may have pertaining to auto insurance coverage. For more details, see SteadyDrive’s Terms of Service.
Start Driving & Start Saving
