Frequently Asked Questions
How SteadyDrive Works
Think you're a good driver? Sign up for SteadyDrive and let your good driving work for you.
See how easy it is to complete your test drive and get on the road to start your journey to savings.
The Basics
SteadyDrive is a mobile app that uses the technology in your smartphone to score how safely you drive and helps good drivers get exclusive auto insurance discounts. Once you enroll in SteadyDrive, the app analyzes your driving habits in the background over the course of the test drive. You can always check your progress toward the discount within the app.
For new customers, insurance companies base their prices on many factors like your age and credit score, and not your actual driving ability. This means you may be paying more than you should. SteadyDrive scores your driving for a few weeks and, for qualified drivers, leading insurers then provide a quote that takes into consideration your actual driving. Good drivers can save hundreds per year.
We use proprietary technology to turn raw smartphone sensor data into meaningful driving events such as hard braking, speeding, phone usage, etc. We use these events to compute your driving score. The lower the frequency and duration of these risky events, the higher the score. After the test drive, you’ll see if you qualify for a discount on your auto insurance.
First, sign up for SteadyDrive by clicking here. After you enroll, you will receive a personalized link to the App Store - unique to you - to download the SteadyDrive app. Follow the setup instructions and simply drive as you normally would.
If you're a U.S. licensed driver over 18 years old, and SteadyDrive is available in your state, you are most likely eligible for this program.
Scoring and Saving
It depends on your driving score. Most drivers qualify for a discount. Good drivers can save hundreds per year on auto insurance. If, for any reason, you don't qualify for your discount, your personal driving data will not be shared with insurers and won't impact your current premium or insurance quotes in the future.
No. You aren’t guaranteed a better rate by using SteadyDrive. SteadyDrive helps insurance companies find safe drivers. When your test drive is complete, if your driving performance meets the standards set by the insurance carrier, your good driving will factor into the rate that the insurer offers you.
No. Your personal data is not shared with insurance companies throughout the test drive. In addition, if you don't qualify for the discount, your personal data won't be shared with insurers, eliminating any possibility of an adverse impact on your current and future insurance premiums.
We are adding new states all the time. If we are not available in your state when you apply, we will do our best to inform you when your state comes online.
Data Collection
To compute accurate driving scores in the background, we need to understand the duration and frequency of risky events for each trip. The length and duration of each trip allow us to normalize these events based on mileage. Your location data helps us compute accurate mileage data, allowing us to provide the best possible discounts based on your driving behavior.
SteadyDrive uses data collected from your phone, including your location, gyroscope data, and speed. Data is collected in the app but is only used to help us understand your driving behavior, score you, and offer you a discount.
Don't worry! Your control over your data privacy remains intact throughout the process. Your personal data is not shared with any insurers throughout the test drive. Once you qualify for a discount and request a quote, we ask for your permission to share your information with the insurer so you can complete the insurance quote.
You can find more information about SteadyDrive’s privacy policy here.
On average, you can expect the program to use about 100KB of data per hour of driving time. As a reminder, this data usage only applies during the test drive experience.
The short answer: no. On average, the test drive will only consume 2-4% of battery per hour of driving. But keep in mind that actual battery usage varies based on several different factors such as phone type, app usage, driving frequency, etc.
You can reclassify any trips where you were not the driver, such as if you were in the passenger seat or a rideshare car. Go to the Trips section on the app to make these changes.
Most likely. The proprietary tech used to power this program runs on most Android and iOS phones.